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LocalAdjuster — Florida storm claim help

Securing Your Roof and Openings Before Landfall

What actually reduces wind damage, in priority order — and what not to attempt yourself.

Home & damage Before the storm

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Wind damage usually starts with one failure: a broken window, a lifted edge, a garage door that gives way. Once wind gets inside, pressure lifts the roof from underneath. The goal is to keep the building closed.

Priority order

  1. Garage doors first. They are the largest and weakest opening in most Florida homes. If yours is not rated for high wind, brace it or plan to reinforce it.
  2. Windows and sliding doors. Permanent shutters are best. Otherwise use tested panels or plywood, installed before the storm, fixed to the frame rather than taped. Tape does not stop a window from breaking and it does not hold glass together in any useful way.
  3. Entry doors. Check that they seat properly and add a deadbolt or bracing if they are not wind-rated.
  4. Roof. You cannot retrofit a roof in a day. What you can do: clear gutters and drains so water cannot back up, check for loose flashing, and photograph the roof from the ground for your claim record.
  5. Outside. Everything loose becomes a projectile — furniture, grills, propane tanks, planters, bins, trampolines, decorations.

Do not

  • Do not go on the roof in the days before a storm. Emergency rooms fill with exactly this injury, and a fall costs more than any damage you would have prevented.
  • Do not drill into a window frame without knowing what is behind it.
  • Do not leave ladders, tools or materials outside once you are done.
General information. Wind-rated products must be installed to their manufacturer's specification to perform; confirm requirements with your county building department and your insurer, which may offer premium credits for verified wind mitigation.

Where this came from

This article summarises published guidance from FEMA and Florida Division of Emergency Management. Read the original at the source — it is more current than any summary, including this one.

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General information, not advice. This is a summary of published guidance for Florida residents. It is not legal, insurance, medical or construction advice, and it is not a substitute for instructions from your county emergency management office, an emergency responder, your insurer or a qualified professional. Storm conditions, laws and programmes change — confirm anything you intend to rely on with the official source above.

Spot an error? Tell us — we correct promptly. · All storm knowledge

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